Credit union informs: Now offering private student loans!

Student loans

Unity One Credit Union has partnered with the North Texas Higher Education Authority (NTHEA) to offer private student loans to our membership.

The Texas Extra Credit Education Loan program has been designed exclusively for Texas residents attending approved colleges or universities anywhere in the country. By offering competitive fixed and variable interest rates, a variety of repayment terms and options, valuable borrower benefits and outstanding customer service, we know the Texas Extra Credit Education Loan is the right answer to your education financing needs. 

Benefits of the program include:

  • Interest rate reduction just for graduating
  • Interest rate reduction for making monthly principal and interest payments directly from a savings or checking account
  • Release of cosigner from liability after 24 on-time consecutive monthly loan payments
Learn More    Apply Online


Established in 1927, Unity One Credit Union is the oldest credit union in Texas. A member-driven and not-for-profit cooperative, Unity One CU served the employees and families of the BNSF Railway for 70 years. However, after transferring its corporate headquarters to Fort Worth in 1998, the credit union expanded its field of membership to include other non-railroad companies, organizations and individuals.

Today, anyone who lives, works, worships or attends school in Fort Worth, Blue Mound, Saginaw, Haslet, Keller, Colleyville, Bedford, North Richland Hills, Southlake, St. Paul, MN and Kansas City, KS may apply for membership. Unity One CU has seven branches to serve over 30,000 members nationwide. For more information about Unity One Credit Union, visit Think outside the bank.™

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