Powernaps opens in North FW and close to BNSF

According to an article in the Wall Street Journal, napping and a good night's sleep can increase productivity on the job. One-third of American workers aren't sleeping enough to function at peak levels, and the exhaustion is costing billions of dollars, according to Harvard Medical Nap podSchool.

Melatonin-regulating lighting and sleep-hygiene courses? These are just some techniques that companies like Procter & Gamble and Goldman Sachs Group are implementing to help employees "improve their slumber."

The Center for Disease Control and Prevention estimates that 40.6 million of American workers, or about 30 percent of the workforce, don't get enough rest. Also, sleep deprivation cost U.S. companies $63.2 billion in productivity because of the lack of "presenteeism" or people showing up to work and operating below level. Another interesting statistic from Singapore Management University: employees waste an extra 8.4 minutes online--checking email, refreshing the TMZ.com home page, and so on--for every hour of interrupted sleep the previous night.

Sleep deprivation is a hot-topic, especially for industries like finance, and they have enrolled employees in sleep studies and programs such as those designed at Johnson & Johnson's Wellness and Prevention Unit. It requires participants to keep a diary, and then recommendations are made based on the patterns.

Other companies such as Google, Nike and Ben & Jerry's have purchased nap pods that block out light and sound. NASA found that a 40-minute power nap can increase alertness by 100 percent.

Napping improves learning and memory function, prevents burnout, heightens senses and creativity and improves health and mood.

BNSF Railway managers can find a solution to lagging employee productivity in Powernaps, a studio with nap pods, located at 2740 Western Center Blvd., Ste. 500 (in the same shopping center as Subway). Powernaps President Ted Olsen and associates have created a zen-like environment complete with FREE wifi and a juice bar. Napping chairs or pods are in three separate rooms to ensure privacy and promote relaxation.

Think of Powernaps as a place for company employees to "charge-up" in preparation for a meeting, or it can even be the place for a busy Mom to grab some Zs before running the next errand. Convenience and affordability are key.

Monthly memberships start at $39/month.To learn more about Powernaps, call 817.231.5110, email at info@powernaps.com or visit www.powernaps.com.

Mobile Banking: Five ways to stay secure

As technology continues to advance, smart phones have increased the popularity of mobile banking.  Mobile banking is a fast-growing trend that allows account holders to do anything from mobile deposits, account transfers and bill pay.mobile banking

Forrester Research has estimated that by the year 2017, mobile banking is predicted to have 108 million users.

Along with this new channel of banking, there can be potential risks involved.  The following are some important reminders on how to be secure when engaging in mobile banking:

  • Keep passwords and sensitive information in a secure place. Although smartphones allow you to have passcodes, storing that type of information can be potentially dangerous because tech savvy criminals can find ways to steal your info if your phone is lost or stolen.
  • Be careful when accessing free Wi-Fi hotspots.  Just because you don’t need a login to access the internet, doesn’t mean there isn’t a potential hacker waiting anxiously to steal your identity.  If you are uncertain about the hotspot, then it is best to remain on your provider’s connection.
  • Consider the source. Always double-check to make sure your downloaded app comes from a legitimate source. App stores like Apple and Android Market are reputable, but if you have concerns, check with your credit union to be certain you are downloading the right app.
  • Keep software up-to-date. Software and app updates are released at least twice a year to keep your phones secure from potential threat. 
  • Always logoff from your banking app. There is always someone trying to take advantage of other peoples’ mistake. You don’t want to hold a wide-open door for hackers to come in and steal from you.

With these important reminders, you can take advantage of the convenience of mobile banking at your credit union and remain secure at the same time.

Unity One Credit Union in North Richland Hills!

BCTAL 2Convenience is the word for North Richland Hills residents as their banking options increased today. Unity One Credit Union opened its sixth branch at Birdville ISD's Center of Technology and Advanced Learning (BCTAL). NRH residents and Birdville ISD students, teachers, staff and parents have a not-for-profit financial institution to visit, situated on Mid Cities Blvd. and less than a mile east of Rufe Snow Dr.

At a ribbon cutting and grand opening breakfast, North Richland Hills Mayor Oscar Trevino spoke on behalf of the city council and citizens and emphasized that partnerships such as the one between Unity One and Birdville ISD are a win-win for everyone but especially the students. He also jokingly thanked Birdville ISD board members and Superintendent Darrell Brown for assisting in the city's economic development efforts, and he commended them for innovative learning. Unity One CEO Gary Williams stressed that the partnership is reciprocal and that the credit union plans to be a resource for financial education for all district schools. The Northeast Tarrant Chamber performed a ribbon cutting and made presentations to Unity One CEO Gary Williams and BCTAL Branch Manager Priscilla Garcia.

IMG 0128The branch is staffed and equipped to provide Unity One's menu of products and services including deposits, withdrawals, loan processing, money orders, check cashing etc. to existing members and the community. In early November, the BCTAL branch will be added to the shared branching network, and members of other credit unions will be able to deposit, withdraw and make payments via the branch.

Birdville ISD's Center of Technology and Advanced Learning was built in 2009 with space for a financial insitutiton to aid in reinforcing financial responsibility to students. After a failed partnership left the space vacant for three years, the district found synergy with Unity One Credit Union, headquartered in Fort Worth. The BCTAL Branch of Unity One will employ Birdville ISD students as tellers, and the credit union has installed an ATM on school grounds. The ATM uniquely distributes 5s and 20s, to meet the needs of students.

About Unity One Credit Union
Established in 1927, Unity One Credit Union is the oldest credit union in Texas. A member-driven and not-for-profit cooperative, Unity One CU served the employees and families of the BNSF Railway for 70 years. However, after transferring its corporate headquarters to Fort Worth in 1998, the credit union expanded its field of membership to include other non-railroad companies, organizations and individuals.
 
Today, anyone who lives, works, worships or attends school in Fort Worth, Blue Mound, Saginaw, Haslet, Keller, Colleyville, Bedford, North Richland Hills, Southlake and St. Paul, MN may apply for membership. Unity One CU has six branches to serve over 23,000 members nationwide. For more information about Unity One Credit Union, visit www.unityone.org. Think outside the bank.®

 
About BCTAL
The Birdville Center of Technology and Advanced Learning (BCTAL) is a bond-funded facility, built in 2009, that houses career and technology courses, advanced science courses and dual-credit college classes.  There is a business/college atmosphere, without school bells, that promotes collaboration and advanced learning. 
 
Students have the opportunity to get a head start on acquiring the skills necessary to be successful in their chosen careers and in college. Onsite is a movie theater, bistro and school store and now a credit union that are operated by students. Courses offered at BCTAL include: finance, culinary arts, cosmetology, automotive technology, construction, marketing, health and medicine, audio/video production, law and much more. For more information about BCTAL visit www.birdvilleschools.net/cotal or call 817.547.3800.

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