Unity One CU Scheduled Maintenance - Feb 2019

System Maintenance will be conducted on the following days. This may affect online, mobile and telephone banking performance temporarily. 

Tuesday, February 19, 7 p.m. - 12 midnight
Thursday, February 28, 7 p.m. - 12 midnight

Thank you for your patience.

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Unity One CU informs: Join us for a pancake breakfast!

Join us on Saturday, February 23, at our North Tarrant branch for a free pancake breakfast.  We hope to see you there!

Pancake Breakfast on Feb 23

Find a Unity One Branch

*While supplies last. Limit one pancake breakfast meal per person. No purchase necessary.

Unity One CU informs: Bob Bennett Memorial Scholarship 2019

Bob Bennett Memorial Scholarship

Attention High School Graduating Seniors and College Students!

Apply to become the 2019 recipient of Unity One Credit Union's Bob Bennett Memorial Scholarship. 

Scholarship Awards: 

1st Place:
 One thousand dollars ($1000)
1st Runner-up: Five hundred dollars ($500)
2nd Runner-up: Two hundred and fifty dollars ($250)

Deadline to enter is April 26, 2019!

Apply Today!

*Must be a Unity One Credit Union member in good standing to receive the scholarship. To open an account online, click hereFederally Insured by NCUA. Equal Opportunity Lender.

Unity One CU informs: Branch Closures

shutterstock_1240880905 (1)For the safety of our staff and our members, our two Minnesota branch locations will be closed until further notice due to the extremely cold weather.

Our Kansas City branch location will close early today, January 30, at 3:30 p.m. as well.

Members can access their account online, via our mobile app, through telephone banking or visit a Shared Branching location. We appreciate your understanding. Stay safe!

Find a Shared Branch

 

Unity One CU informs: TurboTax® Discount

shutterstock_90754157 (1)You don't need to be a tax expert to get your taxes done right.

TurboTax® translates taxes into easy questions about your life and puts everything in the right forms for you.

• Maximum refund guaranteed
• 100% accurate calculations guaranteed
• Audit support guaranteed

Plus, as a member of Unity One Credit Union, you're entitled to save up to $15 on TurboTax® federal products. 

 

Learn More

About Unity One Credit Union

Established in 1927, Unity One Credit Union is the oldest credit union in Texas. A member-driven and not-for-profit cooperative, Unity One CU served the employees and families of the BNSF Railway for 70 years. However, after transferring its corporate headquarters to Fort Worth in 1998, the credit union expanded its field of membership to include other non-railroad companies, organizations and individuals. 

Today, anyone who lives, works, worships or attends school in Fort Worth, Blue Mound, Saginaw, Haslet, Keller, Colleyville, Bedford, North Richland Hills, Southlake, St. Paul, MN and Kansas City, KS may apply for membership. Unity One CU has nine branches to serve over 30,000 members nationwide. For more information about Unity One Credit Union, visit www.unityone.org. Think outside the bank.™

Unity One CU informs: Building Your Emergency Fund

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If you’re like most people, saving money is easier said than done. A 2016 Bankrate.com survey revealed that nearly two thirds of Americans don’t have enough money saved to cover emergency expenses like a car repair or Emergency Room visit. Life is unpredictable, so it is important to make sure you are financially prepared. Whether you already have emergency savings or are looking to start, learn useful tips regarding:

  • Basic savings planning
  • Ways to start building savings
  • Where to keep your savings

Get started on the path to savings with our Life IQ financial wellness tools. They're free!

Get Started with Life IQ

Unity One CU informs: 18-Month CD Special

SAFE INVESTMENT. GUARANTEED RETURN.

Now is the time to make your hard earned money work for you. Move your money into a higher earning account today!

  • $500 Minimum Deposit
  • 18-Month Term
  • Limited Time Offer

18-Mo CD @ 2.70% APR*

I want to move my money!

*Limited time offer. Membership eligibility required. APY = Annual Percentage Yield. Certificate of Deposit rates are dependent on term. Minimum opening balance of $500 required for 18-month CD. CD will automatically renew at the current rate and APY available at time of maturity. Other terms and conditions may apply. Rates subject to change without notice. Visit www.unityone.org/rates for more details. **Based on nationwide 18-month CD rates featured on BankRate.com as of January 15, 2019. Federally insured by NCUA.

Unity One CU informs: Shape Up Your Finances 101

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Written by: Michelle M. Haas-Dosher, CCUFC. Originally posted on the CUNA Financial Resource Center.

Improve your financial fitness and manage your wealth. Get your finances in shape by taking these steps:

  • Bulk up your emergency fund. Having a back-up fund may prevent you from having to tap or max out credit cards if your refrigerator dies or your car needs major repairs.
     
  • Improve your credit score. Having a clean credit history is more important than ever. First, obtain your free credit reports from annualcreditreport.com, review them, and dispute any errors. Next, work to improve your score: Pay all bills on time, maintain a healthy mix of credit, use less than 25% of your credit limit, and be sure to pay all fines and tickets—even unpaid library fines or parking tickets may be viewed negatively by potential lenders.
     
  • Stay on top of your accounts. To avoid overdraft fees, account closures, or other unexpected events, regularly monitor your credit card and other account balances.
     
  • Create a spending plan—and stick to it. Bottom line: Expenses should not exceed income.
     
  • Get organized. Consolidate accounts, organize financial documents (paper and digital), and use online banking, which can simplify your finances and reduce the likelihood you’ll miss a payment. Personal finance websites and apps make it easy to track your spending and manage your records, some with services that alert you when bills are due or balances are close to their limit.
     
  • Pay down debt. Attack your high interest credit cards first by paying more than the minimum balance each month. Once you get your debt under control, make it a goal to pay off the balance each month to avoid accumulating interest.
     
  • Use direct deposit. If you still get paper checks, think about switching to automatic deposit. By having all or some of your payroll check directly transferred to your credit union account, you’ll be less tempted to spend what you could be saving.
     
  • Take control of your investments. Regularly review and organize your portfolio, and talk to a financial professional about rebalancing it.

Let's talk!

Unity One CU informs: 3 Financial Tips to Jump Start the New Year

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Written by: Spencer Carver. Originally posted on the CUNA Financial Resource Center.

Did you overspend during the holiday season? Are you feeling the “blue’s” of the new year? Or the “holiday hangover” effect from not only too much egg nog but from spending beyond your means? Don’t worry—most American’s have likely overspent and there is always opportunity to change. The new year can mean a new start and that is the most important step—to start, wherever you are, to change the behaviors so you can create a more financially sound version of YOU. Here are three tips to help you move along your path:

  1. Start automating your savings: Don’t leave this up to will power. With your first pay check of the year, open a secondary savings and start payroll deducting a small amount. Even $5.00 a week can help jumpstart a savings account. It may not seem like much, but over time, you’ll develop confidence that you can save money. Before you realize it, the $5.00 will increase to $10.00 per week, then $20.00 per week. Automating the process will make saving easier.
     
  2. Learn about financial wellness: When was the last time you took a class or read an article that taught you how to manage your finances? Chances are your employer may already offer a financial wellness program for which you may receive credit or points for participating in it. Additional knowledge is never a bad idea. As you learn how to better manage your own finances, your confidence will increase, and your financial habits will improve.
     
  3. Create a budget: Having a budget is THE most important thing you can do. At work, your employer tracks your efforts (input) and your results (output) to help them predict whether you will succeed in your job. A budget is the same thing; it helps you track your input vs. output. Your success is based on your ability to utilize, adapt, and manage your budget. Also, keep in mind that the amount you spend one month may be different than what you spend another month, so it’s important to make changes to the budget regularly.

Let's talk!

Unity One CU Scheduled Maintenance - January 2019

System Maintenance will be conducted on the following days. This may affect online, mobile and telephone banking performance temporarily. 

Tuesday, January 15, 7 p.m. - 12 midnight
Thursday, January 31, 7 p.m. - 12 midnight

In addition to our normal system maintenance, AT&T will be performing system maintenance as well on January 22, from 12 a.m. - 6 a.m. There may be intermittent service disruptions during this time.

 

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