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Credit union informs: Unity One celebrates International CU Day

 

International Credit Union (ICU) Day® has been celebrated on the third Thursday of October since 1948. The day is recognized to reflect upon the credit union movement's history and to promote its achievements. It is a day to honor those who have dedicated their lives to the movement, recognize the hard work of those working in the credit union industry and show members our appreciation.

This year's ICU Day took place on Oct. 16, 2014. Its theme, "Local Service. Global Good.," emphasized credit unions' positive impact in their communities and around the world.

ICU Day 2014

"ICU Day was established to acknowledge credit unions' strong base in their communities, both local and global," said Brian Branch, World Council president and CEO. "This year's theme champions the credit union model by shining light on the industry's support of charity causes at the local, national and international levels."

The ultimate goal is to raise awareness about the great work that credit unions are doing around the world and give members the opportunity to get more involved. 

Every Unity One branch celebrated by serving refreshments, such as cakes and punch, in the lobby. 

Credit union informs: Unity One opens two student-run branches

 

Last week Unity One Credit Union celebrated the grand opening of not just one but two local student-run branches. Washington Heights Elementary

The first branch, located at Washington Heights Elementary in the Fort Worth ISD, is run by fourth-grade students. These students were nominated by their teachers for their academic performance. Over 300 students (nearly 85 percent of the student body) have opened a savings account available at the school. 

“It’s amazing to watch the excitement of the students each week as they learn new skills such as receiving deposits and balancing a cash drawer,” said Cynthia Huerta-Aguirre, branch manager at Unity One’s Stockyards branch.

“Teaching students the importance of saving early will help them later in life, and that’s our number one goal, ” she said. 

The second branch, located at Fossil Ridge High School in the Keller ISD, is run by students every Friday during their lunch periods. Students apply for the position and are trained at Unity One’s North Tarrant branch for two weeks prior to the grand opening. 

“These students have shown a commitment to working hard and learning skills to help them in their future jobs,” said Kathy Jones, branch manager at Unity One’s North Tarrant branch.

“These tellers sacrifice their lunch each week to help other students achieve their financial goals,” she said. 

Both student-run branches are open throughout the school year. Students, and their parents, at both schools are eligible for membership with Unity One Credit Union. 

Open an account online

Credit union informs: Free Boo Bash Event

 

Boo BashThe Northpark YMCA has joined forces with Unity One Credit Union for a rockin' good time at the FREE family-friendly "Northpark YMCA Boo Bash, presented by Unity One Credit Union."

"We're proud to be partnering with the Northpark YMCA for our final 'Random Acts of Kindness' event," said Erayne Hill, VP of Marketing of Unity One Credit Union. "Over the last 6 months, we've shared more than $4,500 worth of surprise gifts to people throughout Tarrant County. From pizza to tanks of gas and meals to gift cards, the entire Unity One team has thoroughly enjoyed spreading kindness to our neighbors. The family-friendly 'Boo Bash' is going to be a fantastic finale!"

The Boo Bash will include:

  • Spiderweb Crawl
  • Pumpin Bowling
  • Bounce Houses
  • Face Painting
  • Carnival Games
  • Cake Walk
  • Special appearance by Rangers Captain, mascot for Texas Rangers Baseball

Three finalist bands chosen from an online contest will participate in a "Battle of the Bands" judged by local leaders. The finalists are:

  • Zero Gravity - This Keller band has been playing together for 3 ½ years. They play a variety of music from Guns and Roses to Paramore and of course their originals, including their wildly popular "You Only Live Once."
  • The Tendons - The Tendons are a rock band based out of Fort Worth. Their influences range from Rush and the Grateful Dead to Nirvana and Rage Against the Machine.
  • The Josh Lee Band - The Josh Lee Band is based out of Arlington, Texas. Each member is dedicated to creating music that is written with passion for every note played. They play a variety of music and are influenced by many different genres including: country, pop and classic rock.

There will also be an opportunity during the "Boo Bash" for adults to participate in a Cash Cube offering nearly $1,000 in prize money. Complimentary hamburgers and hot dogs are available for the first 600 people, along with free drinks and candy for the kids. 

I want to be SPANK FREE!

 

ABOUT UNITY ONE CREDIT UNION

Established in 1927, Unity One Credit Union is the oldest credit union in Texas. A member-driven and not-for-profit cooperative, Unity One CU served the employees and families of the BNSF Railway for 70 years. However, after transferring its corporate headquarters to Fort Worth in 1998, the credit union expanded its field of membership to include other non-railroad companies, organizations and individuals.

Today, anyone who lives, works, worships or attends school in Fort Worth, Blue Mound, Saginaw, Haslet, Keller, Colleyville, Bedford, North Richland Hills, Southlake, St. Paul, MN and Kansas City, KS may apply for membership. Unity One CU has seven branches to serve over 29,000 members nationwide. For more information about Unity One Credit Union, visit www.unityone.org. Think outside the bank.™

ABOUT THE YMCA OF METROPOLITAN FORT WORTH

With more than 120 years of service, the YMCA of Metropolitan Fort Worth, impacts our community by serving over 103,000 with an emphasis on youth development, healthy living and social responsibility. Programs range from youth sports, child care and swimming to wellness, family events and senior adult programs. The YMCA of Metropolitan Fort Worth operates 13 branches in Tarrant, Johnson and Hood County and reaches a six-county service area. 

Credit union informs: Free Shred Day

 

Unity One's Vadnais Heights Branch is hosting a FREE Shred Day, Saturday, October 4, 2014. It's free for members and non-members.

ShredVH2014poster resized 600

Special Note for Unity One Members

 

Unity One Credit Union switched debit card processors this week to enable a wider surcharge-free ATM network and enhance fraud protection to proactively protect member accounts.

Due to unexpected technical difficulties with this change, some PIN debit card transactions are not being approved. Until further notice, process your payments as CREDIT. If you are in need of CASH, make CO-OP ATMs your first priority. If you incur any fees, the credit union will reimburse the charges. Our Member Contact Center is available to answer any questions you may have.

Please see the hours below.

Contact Center Hours:

Monday - Thursday: 9:00 a.m. - 5:00 p.m.
Friday: 9:00 a.m. - 6:00 p.m.
Saturday: 9:00 a.m. - 1:00 p.m.


Know that your credit union is working feverishly with the card processor to correct glitches so that you are not inconvenienced any further.

Click here to locate a CO-OP ATM.

Click here for more information on the enhanced fraud protection.

Credit Union Informs: Kansas City Member Appreciation Day

 

Unity One Credit Union is hosting its annual Member Appreciation Day for Kansas City members Friday, September 19 from 11 a.m. - 2 p.m.

KCMADHB1 2014

 

About Unity One Credit Union

Established in 1927, Unity One Credit Union is the oldest credit union in Texas. A member-driven and not-for-profit cooperative, Unity One CU served the employees and families of the BNSF Railway for 70 years. However, after transferring its corporate headquarters to Fort Worth in 1998, the credit union expanded its field of membership to include other non-railroad companies, organizations and individuals.

Today, anyone who lives, works, worships or attends school in Fort Worth, Blue Mound, Saginaw, Haslet, Keller, Colleyville, Bedford, North Richland Hills, Southlake, St. Paul, MN and Kansas City, KS may apply for membership. Unity One CU has seven branches to serve over 29,000 members nationwide. For more information about Unity One Credit Union, visit www.unityone.org. Think outside the bank.™

Unity One Helps Members Fight Debit Card Fraud

 

With recent payment system breaches at notable retailers nationwide like Home Depot and Target, debit card fraud has been on the rise. Consumer data has been compromised, unfortunately, and all financial institutions are recouping customer losses.

If fraud occurs on your Unity One Credit Union debit card, we are here to help you make it through the ordeal. Here are some Frequently Asked Questions (FAQs) that provide more information.debit card fraud pic resized 600

Q: Has Unity One CU been compromised?
A: No. Account information can be stolen when you swipe your debit card anywhere like Home Depot, Target, Cub Foods, etc. Unfortunately, debit cards are easy targets. In fact, no matter where you bank, it is important that you watch your transactions closely.
 
Q: There are unauthorized charges coming out of my account. What do I do?
A: You will need to complete one form--a Debit Card Dispute form. The form may be ound on the Unity One Credit Union Web site.
 
Q: Are there any special instructions for completing the forms?
A: Please list the date of the transaction, not the date that the withdrawal clears the account. Also, the signatures on the forms need to match the name on the card affected.
 
Q: Do I have to visit a Unity One Credit Union branch to complete this process?
A: No. The forms may be faxed. All signatures need to be on the forms.
 
Q: How soon will I get my money?
A: In the majority of cases, Unity One CU members will receive provisional credit within 24-48 hours.
 
Q: I want to talk with someone about this. Who can I call?
A: You may always contact our Member Contact Center at 1-800-628-5517.
 
Q: How can I prevent unauthorized charges from happening in the future?
A: Monitor your accounts closely at all of your financial institutions. Here, at Unity One CU, you can sign up for e-alerts through the credit union's home banking system. Finally, notify your financial institution immediately if you notice suspicious activity.

Report Fraud

Credit union informs: Home Depot confirms breach

 

Home Depot has confirmed that a data breach occurred on their payment data systems in their stores in the United States and Canada and dates back to April 2014. Home Depot

Home Depot is offering free services including credit monitoring, identity monitoring and an identity theft insurance policy for anyone who shopped at a store since April 2014. Currently, they believe online shopping was not impacted. For more information about these services, please visit https://homedepot.allclearid.com/.
 
According to Krebs on Security, a massive amount of credit and debit card numbers went on sale on the black market September 2nd. Some news outlets estimate that as many as 60 million debit and credit card accounts were compromised. In addition, reports have mentioned that this is a variant of the same malware that caused the Target breach, affecting 40 million card numbers, in 4Q 2013.

What can you do?

  • Closely monitor your accounts for suspicious transactions, and report them immediately by contacting the Unity One Member Contact Center at 1-800-628-5517 or notifying us online.
  • Sign up for e-alerts through home banking. If you are an e-statement user, you can sign up to receive free e-mail or text message alerts, notifying you of low balances, unauthorized account activity, routine withdrawals or deposits and much more.

Here are some helpful links for more information:

Home Depot Official Press Release

Home Depot Official FAQs

CNN Article on Home Depot Breach

Unity One Credit Union celebrates milestone

 

Unity One Credit Union reached an important milestone September 3; it acquired its 30,000th member. A milestone such as this one warrants a look back on the credit union's rich 87-year history and its legacy of listening.unity one 1927

What began as a modest operation conceived of by railway clerks from the Great Northern Railroad with business hours at lunch and transactions performed by volunteers, the credit union has grown to 30,000 members and assets of about 208 million dollars.

“We have been successful by listening to our members,” says Unity One CU president and CEO Gary Williams.

In 1927, the credit union’s nine founders seriously considered comments made by other railway employees regarding banks’ treatment of them. As an answer to banks rigidity, they encouraged employees to pool their resources and create a cooperative alternative to meet basic financial needs.

In doing so, the founders began a legacy of listening. For 87 years, Unity One CU has remained connected to its members through consistent surveying, focus groups and informal discussions. The pursuit of information has endured through two railway mergers, five name changes and four president and CEOs.

In 1997, still connected only to the railroad industry, the credit union conducted a major survey that revealed members’ wish to have a credit union branch located on the newly constructed BNSF campus in north Fort Worth. Once again, Unity One listened, completed the construction of its new branch in 1998 in Fort Worth and decided to move its headquarters from St. Paul, MN.

It was also in 1998 that Unity One expanded its field of membership to include other companies throughout north Fort Worth and St. Paul. That list continues to grow today.

Then in 2001, the credit union took another step in the name of expansion and added underserved areas in Fort Worth and St. Paul to its field of membership. Not long after, Unity One merged with Justin Industries Federal Credit Union in 2002. The uniting of the two entities increased membership and assets and encouraged the adoption of the non industry-specific name used today—Unity One Credit Union.

More free ATMs for Unity One members

 

Starting September 17, Unity One Credit Union members will have more options for FREE ATMs. You can expect more free access to the following:

  • International locations (Canada, UK, Mexico, and Australia)

  • Grocery and convenience stores like 7-Eleven, Walgreens, CVS, some Kroger's, Walmarts, Kmarts, Targets and Costcos.

  • Gas stations like QuikTrip and Murphy's Gas

  • Banks like US Bank

  • And...credit unionsunity one atms

Frequently Asked Questions (FAQs)

What is the change, and how does it affect me?

Unity One is changing debit card service providers September 17. This conversion opens many doors, the most important being that we have joined the following ATM networks which equals more free atms: NYCE, SUM, MoneyPass, Allpoint ATM networks. We will retain the COOP network. This means more surcharge-free ATMS. The switch will take place September 17, 2014.

Will I experience any change when I use my debit card?

You, as a member, should not notice any change but your expanded ATM network. You will have more, FREE ATMs at your fingertips.

Will I still be able to use Wells Fargo and 7-Eleven ATMs?

Yes and no. You will be able to use Wells Fargo ATMs; however, you will be charged a fee. Not all Wells Fargo ATMs are on the new networks. 7-Eleven stores are still available to you with no fee associated.

Will I get a new debit card?

No. Unless your card is lost, stolen or broken, you should not need a new card. However, keep in mind that if you require a card between August 20 and September 17, you will not receive it until after September 17 when the conversion is complete. Take care of your plastics.

My debit card is going to expire soon. Will I get a new card?

Yes, you will. In fact, replacements have already been ordered for cards that expire in September and October.

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