Unity One informs: Toys for Tots drive in Texas branches.

Unity One Credit Union's Texas branch locations have partnered with Toys for Tots to collect new, unwrapped toys. Toys for Tots, started by the United States Marine Corps, has distributed over 548 million toys to more than 251 million children.  

If you would like to make a donation, please drop your items off at any of our Texas branch locations. Deadline for drop off is December 19, 2018. 

Toys for Tots

Find a Unity One Branch

All items collected are distributed free of charge to recipients by the United States Marine Corps. 

Unity One CU informs: Looking for an unusual 🎁 this 🎄 season?

Looking for an unusual gift for the person who has everything? Consider opening a CD account for your loved one. This is an ideal gift for children, grandchildren, students - anyone who has a financial future!

Our Savings Certificates offer secure, long-term savings at very competitive rates. With all our options, there is sure to be a certificate that meets your needs!

Santa cash stockingPlus, we offer:

  • Flexible terms*
  • Bump-up your rate option*
  • Add to your balance option*

Open a CD with as little as $500!

Rates up to 2.35% APY*

View Our Rates

*Terms and conditions may apply. Certificate of Deposit rates are dependent on term. APY = Annual Percentage Yield. Rates subject to change without notice. Visitwww.unityone.org/rates for more details.

Unity One CU Scheduled Maintenance - December 2018

System Maintenance will be conducted on the following days. This may affect online, mobile and telephone banking performance temporarily. 

Tuesday, December 18, 7 p.m. - 12 midnight
Monday, December 31, 3 p.m. - 8 p.m.

 

Contact Us

 

Unity One informs: Toys for Tots Drive

Unity One Credit Union's Minnesota branch locations have partnered with Toys for Tots to collect new, unwrapped toys. Toys for Tots, started by the United States Marine Corps, has distributed over 548 million toys to more than 251 million children.  

If you would like to make a donation, please drop your items off at our Maplewood branch location. Deadline for drop off is December 12, 2018. 

Toys for Tots

Maplewood Branch
1535 Beam Ave.
Maplewood, MN 55109

Find a Unity One Branch

All items collected are distributed free of charge to recipients by the United States Marine Corps. 

Unity One CU informs: Skip the lap. Get the loan!

U1CU_2018Holiday_landingpage_Header

Put a little jingle in your holiday season!

Holiday Loan Rates as low as

7.99% APR*

Loan amounts 
up to $2,500*
bells Terms up to 
12 months*

Get Started!

*APR = Annual Percentage Rate quoted “as low as.” Qualifications apply. Other rates and terms may apply. Minimum loan amount of $500. Payment for $2,500 borrowed at 7.99% APR for 12 months is $217.46.  Not available on existing Unity One loans. Some restrictions may apply. Offer expires 12/31/2018.

Unity One CU Scheduled Maintenance - November 2018

System Maintenance will be conducted on the following days. This may affect online, mobile and telephone banking performance temporarily.

Tuesday, November 20, 7 p.m. - 12 midnight
Friday, November 30, 7 p.m. - 12 midnight

 

Contact Us

 

Join us in celebrating International Credit Union Day

October 18, 2018, will mark the 70th anniversary of International Credit Union Day. Credit unions all over the world will be celebrating the history and the success of the “People-not-Profit” philosophy.

ICUD_facebook (1)

The movement began in the 1840s as a democratic consumer cooperative by weavers in Rochdale, England. Frustrated by bankers who denied them loans simply because they weren’t wealthy, the weavers and workers decided to pool their incomes and loan money to each other. In time, this cooperation put each member on solid financial ground and encouraged their own businesses to flourish.

 The need for equitable financial institutions grew and, in 1971, the World Council of Credit Unions, Inc. (WOCCU) was created to help establish and maintain viable credit union movements. It has become the leading voice for advocacy and governance on behalf of the international credit union community.

Today, over 235 million people are served by credit unions in 109 countries and 6 continents.

Stop by any of our branches on Thursday, October 18 for a sweet treat in celebration of International Credit Union Day. 

 

 

 

Source: https://www.cuna.org

Unity One CU Scheduled Maintenance (Oct 2018)

System Maintenance will be conducted on the following days. This may affect online, mobile and telephone banking performance temporarily.

Tuesday, October 16, 7 p.m. - 12 midnight
Wednesday, October 31, 7 p.m. - 12 midnight

 

Contact Us

 

Unity One CU informs: The Addams Family - The Musical

Unity One would like to invite you to support our partner North High School in North St. Paul. 

North High School presents "The Addams Family - A New Musical" November 1, 2, 3, 9 & 10: 7 pm nightly and 2 pm Saturday matinees. For tickets or more info visit www.northdrama.org

The Addams Family Musical Poster

Unity One CU informs: Free credit freezes are here

Free credit freezes and year-long fraud alerts are here, starting September 21st, thanks to a new federal law. Here’s what you should know:

Free credit freezes

Security freezes, also known as credit freezes, restrict access to your credit file, making it harder for identity thieves to open new accounts in your name. Starting September 21, 2018, you can freeze and unfreeze your credit file for free. You also can get a free freeze for your children who are under 16. And if you are someone’s guardian, conservator or have a valid power of attorney, you can get a free freeze for that person, too.

How will these freezes work? Contact all three of the nationwide credit reporting agencies – Equifax, Experian, and TransUnion. If you request a freeze online or by phone, the agency must place the freeze within one business day. If you request a lift of the freeze, the agency must lift it within one hour. If you make your request by mail, the agency must place or lift the freeze within three business days after it gets your request. You also can lift the freeze temporarily without a fee.

Don’t confuse freezes with locks. They work in a similar way, but locks may have monthly fees. If you want a free freeze guaranteed by federal law, then opt for a freeze, not a lock.

Year-long fraud alerts

A fraud alert tells businesses that check your credit that they should check with you before opening a new account. Starting September 21, 2018, when you place a fraud alert, it will last one year, instead of 90 days. Fraud alerts will still be free and identity theft victims can still get an extended fraud alert for seven years.

Credit freezes and the military

If you’re in the military, you’ll still have access to active duty alerts, which let you place a fraud alert for one year, renewable for the time you’re deployed. The active duty alert also gives you an added benefit: the credit reporting agencies will take your name off their marketing lists for prescreened credit card offers for two years (unless you ask them to add you back on).

You can place a fraud alert or active duty alert by visiting any one of the three nationwide credit reporting agencies – Equifax, Experian or TransUnion. The one that you contact must notify the other two. You also can find links to their websites at IdentityTheft.gov/CreditBureauContacts.

Issues with a credit freeze

If you think a credit reporting agency is not placing a credit freeze or fraud alert properly, you can submit a complaint online or by calling 855-411-2372. If you think someone stole your identity, visit the FTC’s website, IdentityTheft.gov, to get a personalized recovery plan that walks you through the steps to take.

For more information, check out Place a Fraud Alert, Extended Fraud Alerts and Credit Freezes, and Credit Freeze FAQs. And if you’re considering a child credit freeze, you also may want to read Child Identity Theft.

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